Hanged on the bench? It starts in this 2nd virtual joint effort of the

This Monday (20) the virtual effort organized by Procon-DF for the renegotiation of bank debts began. The initiative is valid for customers of financial institutions Banco de Brasília (BRB), BRBCard, BMG, Santander and Banco do Brasil. Both the special service and the renegotiation will take place exclusively through the platform www.consumidor.gov.br.

BRB, BRBCard, BMG and Santander customers will be served from Monday to September 24th. Banco do Brasil customers will be served from October 4th to 8th. The renegotiation, which is only online, has a business advantage in relation to the amounts charged at branches and bank correspondents.

::”Population is exploited through debt”, says Ladislau Dowbor::

According to the agency, the discount conditions, which can reach 90%, will vary according to the delay time, payment in cash or in installments and the down payment percentage.

Procon informed that, at the time of negotiation online, the consumer will be instructed to submit in their manifestation on the platform, in addition to the mandatory personal data required in the site, information identifying the origin of the debt, the debt maturity date, original conditions for making the payment, related contracts/invoices and any payment receipts.

Check below the renegotiation conditions of each bank:

Bank of Brasilia (BRB)

Contracts may be renegotiated at a loss of up to R$50,000.00.

Fees and terms


For the renegotiation, discounts may be up to 90% on the book value of the debt / Procon

::Basic foods in Rio had a price variation of up to 46% in just 12 days, points out Procon::

For the renegotiation, discounts may be up to 90% of the debt’s book value. The discount conditions will vary according to the delay time, payment in cash or in installments and down payment percentage.

BRBCARD: participation from September 20 to 24, 2021

Contracts with a delay of one to 65 days may be renegotiated (active card): Invoice Installment. In delays over 65 days (card canceled), the modality will be debt renegotiation.

BMG Bank: participation from September 20 to 24, 2021

Current or overdue payroll credit card and personal loan contracts may be renegotiated. In payroll loan contracts, only overdue contracts will be renegotiated.

Santander Bank: participation from September 20 to 24, 2021

For consumers who have debts with Banco Santander checking account, overdraft, loans up to 180 days, the bank will renegotiate the contracts, in most cases at rates of up to 2%.

Bank of Brazil: participation from 4th to 8th October 2021

Card, CDC, overdraft and other lines will be covered. Fies contracts and real estate financing under the Minha Casa, Minha Vida program are not part of the renegotiation.

In forward trading, the discount will be up to 50% on the average interest rate compared to the originally contracted rates and a term of up to 100 months.

In spot trading, the discount will be up to 90% for debt settlement (in relation to the updated debt balance).

These conditions are restricted to the public selected by Banco do Brasil and not applicable to operations with risk or resources from third parties, real estate credit, among others.

Edition: Vinícius Segalla

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